We have tried to keep the documentation as a simple as possible. Our executives provide Doorstep Service to keep the entire process convenient and hassle-free.
The following documents are required along with your loan application:
| Salaried Customers | Self Employed Professionals (Eg. CAs, Doctors, Lawyers, Architects etc.) | Self Employed Non-Professionals (Businessmen) |
|---|---|---|
| Personal Documents | ||
| Application form with Processing Fees Cheque | Application form with Processing Fees Cheque | Application form with Processing Fees Cheque |
| Passport-size photo of each applicant | Passport-size photo of each applicant | Passport-size photo of each applicant |
| PAN Card copy of each applicant | PAN Card copy of each applicant | Age proof of each applicant – PAN Card copy |
| Residence Address proof | Residence Address proof | Residence Address proof |
| - | Office Address Proof | Office Address Proof |
| - | Partnership Deed / MOA of Company, if applicable | Partnership Deed / MOA of Company, if applicable |
| - | List of Directors – certified by CA, in case of Company | List of Directors – certified by CA, in case of Company |
| - | Shareholding pattern – certified by CA, in case of Company | Shareholding pattern – certified by CA, in case of Company |
| - | Brief Business profile | Brief Business profile |
| - | Qualification Proof | - |
| Income Documents | ||
| Salary-slip for last 3 months | Last 3 years Income Tax returns (self and business) with Computation of Total income | Last 3 years Income Tax returns (self and business) with Computation of Total income |
| Form-16 copy for last 3 years | Last 3 years P&L A/c, Balance Sheet with detailed schedules – certified by CA | Last 3 years P&L A/c, Balance Sheet with detailed schedules – certified by CA |
| Income tax returns for last 3 years, if available | Last 3 years Audit Report, Form 3CD, if applicable | Last 3 years Audit Report, Form 3CD, if applicable |
| Appointment letters for last 3 years, if Form No.16 / ITRs are not available | Copy of TDS certificates / VAT Returns / Service Tax returns, if applicable | Copy of TDS certificates / VAT Returns / Service Tax returns, if applicable |
| Bank Statements | ||
| Last 6 months bank statements of saving bank A/c | Last 6 months bank statements of Current A/c and Savings A/c | Last 6 months bank statements of Current A/c and Savings A/c |
| Detail of current Loans with supporting documents and 6 months bank statement showing EMI repayments | Detail of current Loans with supporting documents and 6 months bank statement showing EMI repayments | Detail of current Loans with supporting documents and 6 months bank statement showing EMI repayments |
| - | Copy of Bank CC/OD limits sanction letter, if applicable | Copy of Bank CC/OD limits sanction letter, if applicable |
| Property Documents, if identified | ||
| Photocopy of all property documents & Approved Sanction Plan, if applicable | Photocopy of all property documents & Approved Sanction Plan, if applicable | Photocopy of all property documents & Approved Sanction Plan, if applicable |
| Additional Documents in Balance Transfer Cases | ||
| Copy of Sanction letter of earlier bank | Copy of Sanction letter of earlier bank | Copy of Sanction letter of earlier bank |
| Full Repayment Track Record of earlier bank | Full Repayment Track Record of earlier bank | Full Repayment Track Record of earlier bank |
| Principal outstanding letter | Principal outstanding letter | Principal outstanding letter |
| List of Original Property Documents acknowledgement with earlier bank | List of Original Property Documents acknowledgement with earlier bank | List of Original Property Documents acknowledgement with earlier bank |
Click here to download this Documentation Checklist in PDF format
